Artificial intelligence has moved into hiring decisions, insurance underwriting, content creation, surveillance, and dozens of other places most people never expected it to touch their lives.
With that shift has come a new wave of lawsuits, people whose voice or likeness was used without permission, whose data was scraped or exposed, or who were denied a job, a loan, or housing because of a decision an algorithm made.
If you already have an attorney handling a lawsuit tied to artificial intelligence and the case is dragging on longer than your bank account can handle, Verum Funding can help you get money now instead of waiting for a settlement or verdict.
This is not a bank loan. There is no credit check and no monthly payment. Pre-settlement funding is an advance against the value of your pending case, and you only repay it if and when your case resolves in your favor.
AI litigation is still young. Courts are working through questions that did not exist a few years ago: who is liable when a model produces defamatory content, whether scraping someone’s face or voice to train a system violates their rights, and how existing privacy and consumer protection laws apply to automated decision-making. A handful of state biometric privacy laws, most notably Illinois’ BIPA, have already produced large settlements, and more states are passing their own AI-specific statutes every year.
Because the law is still catching up to the technology, no two AI cases look alike. Some are individual claims over a deepfake or a stolen likeness. Others are class actions against companies that trained models on people’s data without consent. What they tend to have in common is a plaintiff who is right, an attorney who is committed to the fight, and a case that will take time to pay out.
There is no single “AI lawsuit.” Depending on the facts, a case might fall into one of several categories, including:
Having an AI system involved somewhere in the story does not automatically mean you have a lawsuit worth funding. You need an active legal claim, an attorney already representing you, and a case with real settlement or verdict potential.
Yes. Verum Funding works with plaintiffs who already have legal representation. You do not need your attorney to fill out the application, but they will need to talk with us and share basic case information so we can evaluate it.
If you think you might have an AI-related claim but have not spoken with a lawyer yet, that is the first step, not funding. Find an attorney, get your case evaluated, and come back to us once it is underway.
Fill out the short application on this page or call us directly. Let us know your case involves an AI-related claim and give us your attorney’s contact information.
With your permission, we reach out to your attorney or law firm to get the details we need, current status, potential recovery, any liens, and how the case is progressing.
Our underwriting team looks at the strength of the claim, where it stands, and what a realistic outcome might look like. This step usually takes a matter of days.
If your case qualifies, we send over a funding offer and agreement to review at your own pace. There is no obligation to accept.
Once you sign, funds are typically sent within a day or two. Repayment comes out of your settlement or judgment, if and when you win. If you do not recover anything, you owe us nothing.
We are not a bank, and we do not underwrite like one. Your credit history, employment status, and income do not factor into whether you qualify. What matters is the strength of your legal claim and your attorney’s assessment of it.
There is no set number. The amount depends on how strong the claim is, how far along the case is, the likely settlement or verdict range, attorney fees, any liens or prior advances against the case, and how much can reasonably be repaid without taking an unfair cut of your eventual recovery. Our goal is to get you what you need now without shrinking your payout later more than necessary.
Legal funding is regulated differently from state to state, and a few states currently limit or restrict this type of funding altogether. Because the rules vary and change, we review eligibility case by case rather than publishing a fixed list. Reach out with your state and case details, and we will tell you right away whether we can fund it and what the terms would look like where you live.
AI litigation is new enough that a lot of funding companies will not touch it yet. We would rather learn a new area of law alongside good attorneys now than show up once it is already crowded. If you are waiting on an AI-related case and the financial pressure is real, talk to us. We will give you a straight answer, not a runaround.
Not in the traditional sense. It is a non-recourse cash advance against your pending case. If your case does not result in a recovery, you do not owe us anything back.
That is fine, and often expected. Many AI-related claims name large companies as defendants. What matters to us is the strength of the claim and your attorney’s read on it, not the size of the company you are suing.
Once we have the information we need from your attorney, most decisions come back within a few business days.
No. We do not run a credit check as part of this process.
Your funding agreement will spell out exactly how repayment works in different scenarios. Your attorney can walk you through it before you sign anything.
Usually you need an active case with a clear legal theory and an attorney already working on it. If a complaint has not been filed yet but your attorney has taken the case, contact us and we can talk through timing.
No. Funding is meant to help with everyday expenses, rent, bills, medical costs, while your case is pending. It does not need to relate directly to the AI incident.
Generally, the nature of the claim, where the case stands, expected timeline, and any existing liens or prior funding on the case.
Yes. We only discuss your case with you and your attorney’s office during the review process.
Call us and describe it. If it does not fit, we will tell you, and if it is closer to a different case type we fund, we will point you in the right direction.
If you are already represented by an attorney in an AI-related case and need financial breathing room while it plays out, contact Verum Funding.
Call 434-535-5229, email help@verumfunding.com, or fill out the application on this page.
Have your attorney’s name and contact information ready so we can get the review started.